Time is money and I am also on a very strict budget but this has been totally worth my sacrifice of not eating out 2 times for lunch out of 4 weeks. I have saved so much time in all of the advice, worksheets, downloads, and most of all support this group has given me. I just started in July and now I actually spend every Sunday with my family without touching my work! I can leave on Friday right when we are allowed to leave. Big changes occurred for me and I credit this club to much of that success!